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Beating Your Home Bills

December 1, 2014

The world would be nice and relaxing if it was all money making and no spending, wouldn’t it? It would be alright if money didn’t have to be spent and you could reap the rewards of keeping every penny you earn as your own, right? Yes, this would be nice, but it’ll never happen. No, there will always be bills to pay and you will always have to fork out the money you earn in order to pay them. But, this isn’t to say these bills can’t be cut, halved and ultimately beaten. For advice on how to do so, make sure to read on.

How to beat landline bills

If you want to save money when it comes to your landline, then you’re going to have keep it as economical as possible.

The first thing to do when undertaking such a task is to ensure that you know everything about the current landline market. Well, when you know exactly what deals are on offer and what prices other homes in your your local area, and what homes that are generally like yours, are paying for their landline, you stand a better chance of getting yourself both a good and fair deal. By doing so, you could find the tariff that is the perfect fit for the size of your home and how the landline is going to be used, and thus save yourself hundreds of pounds. And once you know everything about the current market, you should keep up tabs with the next one, and the next one, and the one after that, and so on and so forth.

Another thing that you should do when trying to beat your landline bills is to look out for and pay great amounts of attention to bundles. And, doing so is not a difficult task as pretty much every provider and their dog are offering bundle deals and special rates for loyal customers. By taking a provider up on a bundle offer you can combine all go your lines, such as your landline, your mobile line and your broadband, which ultimately means you cut down on having to pay individually for them all. Consolidating your lines in this way also means you don’t have to waste as much time looking for different offers and sorting them out — you could then spend the time you save on bettering your home and improving, say, its curb appeal.

A few final things that you can do to beat pricey landline bills include losing the pricey extras that you have previously paid for and even finding cheaper alternatives to your landline if needs be. In regards to cutting out unnecessary expenditure on pricey extras, the first thing you should do is check your current landline plan. In fact, what you should do is study it meticulously by reading what you get, what you don’t get, the small print and everything in between. And, when you see something you are already paying for that you haven’t used since you took out the plan, then simply cut it from it. When it comes to finding and taking out cheaper alternatives to your landline, you should first be willing to accept that change is always a good thing, especially when it results in a reduced bill. You should also take a look at the way your family members communicate with their friends. Does there even need to be a telephone there for them to use, or could they simply go back in time by getting up and going out to talk to their friends in person, if they are neighbours? Could you set them up a strong WiFi connection so that they can call their friends over the Internet on platforms such as WhatsApp or Facebook Messenger, on their smartphones? Or could they start using VoIP services, such as FaceTime or Skype, and the free local voice calling services that they offer when it comes to getting into contact with their friends.

How to beat energy bills

To beat energy bills, you have to be willing to do a lot of switching. You have to be willing to switch the way your home uses its electricity. You have to be willing to switch what electrical appliances you use within your home. And you have to be willing to switch everything off.

The biggest switch of all that you can make is to make your home far more energy efficient. By doing so, and by powering your home with far more renewable power sources, you put yourself in a good position to save a bucket load of cash. This is because renewable power sources and cleaner and cheaper to operate in regards to their maintenance costs, because of the fact that they do not involve any mechanical moving parts. So, have your home be fitted with commercial solar panels, and reap the rewards of saving an amazing 50% on your next electricity bill. Provide your home’s water faucets with solar hot water in order to cut down on the price of having to have them maintained. And switch from incandescent lightbulbs to compact fluorescent lightbulbs (CFLs) in order to save yourself on your energy bill and as well as to save yourself from having to constantly spend on new lightbulbs

But switching to be far more energy efficient within your home isn’t the only thing that you should be doing. No, you should also be seeking to switch everything off that drains your energy when it is not being used. This means switching the lights off when nobody is around to benefit from them. This means ensuring all IT equipment in your home is switched off and not just put on sleep or standby mode. And it means switching off all charging outlets, not just unplugging the plugs from them. And, if you are serious about doing this, then you should seriously consider having timers and sensors fitted to your electrical items so that they can switch themselves off when they are not being used.

How to beat tax bills

Unfortunately, there is no way to ever completely beat tax bills, specifically council tax, unless you relocate to a place that is deemed to be a tax haven. But, there are ways to beat tax bills, even if it is just a little bit, even when you stay firmly rooted to your home and the location you currently live in, wherever that may be.

To do this, the first thing that you should do is set up a tax recording book, in which you record all your tax ins and outs for the financial year; you should then continue to record these ins and outs going into the future tax years too. Simply, when it comes to beating tax there is no space for laziness, especially if you want to cut down on them. You should create a system that tracks all of your home’s income and expenses, and everybody that deals with money in your home, like your other half, should know of this system. You should set up procedures to store receipts and statements that prove expenditure on your home’s part, say for your gas and electricity bills, whether these be online receipts or on paper. And you should set up strict policies when it comes to this record keeping. When you do all of these things, you go a long way in keeping you and your home out of hot water when it comes to tax. Thus, you protect your home from having to pay to get itself out of such hot water.

Something else you should do if you want to beat your home’s council tax bill is to keep up to date in regards to current tax laws and changes. You should do so because, no matter where you live, your tax laws will always be changing. There will always be something that you think you can get away with doing, because you’ve been able to in the past, but can’t any longer. There will always be a specific law you know nothing of, and thus make yourself susceptible to breaking. For these reasons you should always seek to have your finger places firmly on the pulse of your country and your government’s tax laws and the changes made to it.

And the final thing you should do to save on your tax bill is to actively play the tax game. What this means is that you should start doing things like contributing to a personal retirement plan, adopting an ‘accountable plan’ and deferring income and accelerating deductions. By doing these things you depict yourself, and your home in a far better light to the governing body that taxes it.

There are just a few definites in the world of home owning, one of them is bills. But, just because you are definitely going to have to pay bills, it doesn’t mean you can’t beat down and reduce these bills. It doesn’t mean you can’t save a bucket load on your bills and then pay that money back into your home in the form of upgrades to it. No, you can beat your bills, you just have to be willing to take heed of the advice above and then put it into practice!


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